Within a debt management programme there's an allowance for your mobile phone, so you will still be able to keep in constant contact with friends and family - although you may be requested to lower the frequency of your usage to keep bills to a minimum.
We've teamed up with some of the most competitive retailers to ensure that you'll save money on your mobile bills.
There's both monthly contract and Pay-As-You-Go deals to be had, so compare prices and find the best deal for you.
Simply click on any of the icons above and they will take you to their homepages where you will then find the latest deals on handsets and tariffs.

Rather than have your old mobile phones collecting dust in a drawer, make money from them by trading them in for cash.
Depending on the age, working order, make and model of your old mobile, you could receive up to £150. There's even demand for older models, as these can be sent to developing countries that don't have the latest technology systems yet.
To achieve the best possible price, your phone should be in full working order with the original battery and charger.
Just click the icon below and follow the simple instructions. They'll send you a prepaid envelope for your phone, then you just wait for your cheque to arrive!