Debt Management Scheme

 Debt Management is just that. We manage your debts on your behalf. By finding out how much you can realistically afford to pay creditors, we negotiate on your behalf to have payments reduced to a more affordable level.

This could be useful if you:

• Are struggling with your debts
• Have unsecured debts over £2500
• Have two or more separate creditors

We aim to have your interest and charges frozen

 We work on your behalf and deal with your creditors

 You make one affordable monthly payment

Chiltern have been providing debt management schemes to help people resolve their debt problems for more than ten years.

If you'd like to learn more, download one of our brochures by clicking here now.

In a nutshell - What does debt management mean for me?

• You won’t have to borrow more money – we work with the income and debts you have to provide an affordable debt management solution that’s unique to you
• You’ll be able to maintain a reasonable standard of living and repay your debts
• We deal with your creditors directly on your behalf
• You make one monthly payment to Chiltern debt management and we do the rest

This may be the solution if you;

• Have credit or store card debt
• Have unsecured personal loan debt
• Have catalogue company debt
• Owe more than £2,500
• Have 2 or more such debts
• Have default notices Have CCJ's

You are not alone – it may feel like the walls are closing in, but according to the Financial Services Authority, 3 million people say it is a constant struggle to keep up with financial commitments.

"I was embarrassed by my situation but you never made me feel that way. You made me feel like a human being and not a terrible failure." Karen - Stamford

Enjoy the peace of mind knowing that all your creditors are being paid each month at a rate you can afford, and be safe in the knowledge that our experienced debt management staff are dealing with your debt problems.

For impartial advice from one of our specialists call us FREE now on 0800 043 2332.   

By reducing payment to creditors, the length of time taken to repay debts may be extended - unless interest and charges are frozen. However, Chiltern cannot guarantee a reduction in interest as creditors treat each case on an individual basis. Credit rating may be impaired for upto six years.